Leading Loan Settlement Agency

Get Debt-Free with one of the Leading Debt Settlement Companies in India

Debt Relief India helps you settle loans and credit card debt to regain your financial freedom, quickly and smoothly. With us, it’s time to choose freedom over fear.

Trusted by
17,000+ Clients

As Seen In Media & News

Recognized Nationwide for Ethical Debt Solutions

About DEBT RELIEF INDIA

India’s First Meta Verified Settlement Company & Your Trusted Debt Relief Company in India

With 11+ years of expertise, we specialize in debt harassment relief, loan and credit card settlement, and legal support. Our team of advocates helps you break free from the burden of unmanageable debt, without fear, stress, or any shame.

Our onboarding process takes just 10 minutes. Once you’re with us, we don’t just stop at settling your debts. We also help you plan for a better future through financial planning and budget management, so you can avoid future traps and rebuild your financial foundation with confidence.

Loan and Credit Card Settlement

Comprehensive Debt Relief Services

Reduce what you owe, and settle your debts the right way. Whether it’s unsecured loans, overdue credit cards, or tricky app-based lending issues we handle it all, legally and with care.

Debt Harassment Relief

Debt Relief India provides relief to individuals facing debt harassment. We offer protection from calls, home or office visits, and unethical recovery practices, ensuring your peace of mind, safety, and privacy.

Debt Harassment Relief

Our experienced legal team steps in to communicate with lenders on your behalf, putting an end to harassment. With us, you’re not alone, you’re supported & protected every step of the way.

Debt Settlement Services

Being the top debt settlement companies in India, get expert assistance in settling your loans and credit card debts with savings of up to 50–95%. Our experienced negotiators work directly with banks and financial institutions to reduce your outstanding dues legally and ethically.

Debt Settlement Services

Ensuring a structured repayment plan and a path towards financial freedom – all with a transparent process, zero hidden charges, and dedicated support throughout your settlement journey.

Legal Support

We provide comprehensive pre-legal and legal support to you. Our services include professional representation, strategic negotiation with creditors, drafting of legal notices, and ensuring full protection of your legal rights under Indian law.

Legal Support

We help you understand your legal options, prevent unethical recovery practices, and avoid unnecessary court action. Our goal is to ensure a fair, respectful, and just resolution, empowering you to regain control of your finances with confidence.

Comprehensive Counselling & Financial Management 

Our team of financial experts offers personalized counselling and structured financial management plans to individuals seeking to regain control of their finances.

Comprehensive Counselling & Financial Management 

We provide clear guidance on budgeting, savings strategies, expense tracking, and debt prevention. Our goal is to help you build long-term financial stability, make informed decisions, and create a secure future free from financial stress.

Dispute & Arbitration
Handling

If you’re being pulled into unfair or coercive arbitration, we step in to respond and protect your rights.

Dispute & Arbitration
Handling

If you’re being pulled into unfair or coercive arbitration, we step in to respond and protect your rights.

Privacy Protection & Contact Shielding

Your contact list stays private. We make sure lenders and third-party agents don’t call your friends, family, or coworkers.

Privacy Protection & Contact Shielding

Your contact list stays private. We make sure lenders and third-party agents don’t call your friends, family, or coworkers.

Debt Harassment Relief

Our experienced legal team steps in to communicate with lenders on your behalf, putting an end to harassment. With us, you’re not alone, you’re supported & protected every step of the way.

Debt Settlement Services

Ensuring a structured repayment plan and a path towards financial freedom – all with a transparent process, zero hidden charges, and dedicated support throughout your settlement journey.

Comprehensive Counselling & Financial Management 

Our team of financial experts offers personalized counselling and structured financial management plans to individuals seeking to regain control of their finances.

Comprehensive Counselling & Financial Management 

Legal Support

Dispute & Arbitration
Handling

If you’re being pulled into unfair or coercive arbitration, we step in to respond and protect your rights.

Dispute & Arbitration
Handling

If you’re being pulled into unfair or coercive arbitration, we step in to respond and protect your rights.

Privacy Protection & Contact Shielding

Your contact list stays private. We make sure lenders and third-party agents don’t call your friends, family, or coworkers.

Privacy Protection & Contact Shielding

Your contact list stays private. We make sure lenders and third-party agents don’t call your friends, family, or coworkers.

How to Get Started

Free Consultation

Reach out to us for a consultation. We’ll discuss your financial situation, including debts, income, and expenses, to understand your challenges.

Customized Financial Plan

If eligible, we’ll create a personalized financial plan tailored to your needs. This plan outlines your monthly savings goals and a timeline for debt settlement.

Savings

Now you’ll start making regular deposits. These funds will be used to negotiate settlements with your creditors.

Eligibility Assessment

Our experts will evaluate your financial status to determine if our debt resolution program is suitable for you. This includes reviewing your debt-to-income ratio & financial health.

Enrollment and Agreement

Upon agreeing to the plan, you’ll enroll in our program by signing an agreement that details the process and associated fees.

Negotiation and Settlement

Once sufficient funds are there, our team will negotiate with your creditors to settle your debts for a reduced amount. Hurray, you are debt-free now!

Our Track Record Speaks for Itself

We’re proud of the lives we’ve helped turn around

Years of Experience

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Happy
Clients

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Cases
Settled

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Crores in
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Our 3 Pillar Value

Debt is no longer just a concern, it’s a full-blown crisis in a country like India and at Debt Relief India, we step in where others step back, offering real solutions, not just promises

Transparency & Clarity

We stand apart from other debt settlement companies in India by offering unmatched transparency and clarity. We ensure every discussion, proposal, and commitment is clear, straightforward, and built on mutual understanding. As one of the trusted debt relief companies in India, we set realistic expectations and walk you through every step, empowering you to make informed decisions about loan or credit card settlements. This honesty builds the foundation of trust our clients appreciate most.

Respecting & Delivering Results

Unlike many loan settlement agencies, Debt Relief India deeply values your time. Every proposal we create is time-bound and discussed upfront, ensuring there are no surprises later. As one of the most dependable debt settlement companies in India, we commit to helping you become debt-free within the agreed timeframe. Our disciplined approach ensures that clients not only see progress but also achieve complete financial relief, whether through loan settlement or credit card settlement.

Support Beyond Office Hours

Debt Relief India believes that debt stress doesn’t see the clock or calendar. That’s why we offer dedicated support even during odd hours, weekends, and public holidays. As a people-first debt relief company in India, our team is always ready to assist you whenever you need us. Whether you want help with loan settlements or require urgent support from a credit card settlement agency in India, our professionals are just a call away, ensuring you’re never alone in your journey.

Transparency & Clarity

Respecting Time & Delivering Results

Support Beyond Office Hours

Freedom from Debt.

Relief from Harassment.

Freedom from Debt.

Why Debt Relief India is Among the Best Debt Settlement Companies in India

Free Counselling, Case Discussion & Budgeting

At Debt Relief India, we believe that the first step toward solving any debt issue is clarity. That’s why we provide absolutely free counselling sessions, case discussions, and budgeting support to every individual, without any hidden fees or obligations. Our team carefully analyses your credit report, evaluates your liabilities, and offers realistic, practical debt settlement solutions suited to your financial situation. We aim to eliminate anxiety, confusion, and fear by empowering you with transparent information and a step-by-step debt relief plan that puts you back in control of your financial life.

Maximum Waiver on Debt

We are recognized among the leading debt relief companies in India because of our consistent track record of negotiating maximum waivers on unsecured loans, personal loans, and credit card debts. Our experienced negotiators directly engage with lenders, banks, and NBFCs to settle debts at a waiver as high as 94% and the lowest waiver being 58%. We are proud to have helped thousands of clients across India by reducing their financial burden and enabling them to close debts without legal harassment, saving not just money, but their peace of mind and dignity.

Lowest Fee Structure in the Market

Transparency and affordability are the core our service at Debt Relief India. Unlike others that charge high fees, often hidden or unclear, we maintain the lowest fee structure in the market, strictly capped at just 5% of the total outstanding debt. This ensures that clients don’t sink deeper into debt while trying to escape it. As a trustworthy debt relief company in India, we prioritize ethical practices, where our clients clearly know what they are paying for. Whether it’s unsecured loans or credit card dues, our fee remains transparent, fair, and performance-based, reflecting our integrity as a loan and credit card settlement agency in India that truly puts people before profits.

Flexible Payment Terms

We understand that every debt story is unique, and so are the repayment capabilities of individuals. At Debt Relief India, we offer flexible payment terms that allow our clients to become debt-free within as little as 6 months to a maximum of 7 years, depending entirely on their financial strength and savings capacity. We do not impose rigid plans. Instead, we tailor personalized debt settlement strategies and timelines that balance affordability with timely resolution, ensuring that our clients move toward a debt-free life without sacrificing their daily needs or mental peace.

Zero Fee Plans

our major Plan Highlight

Those who serve our nation or face extreme life hardships should not be burdened further with financial worries. That’s why we offer Zero Fee Plans for farmers, defence personnel, families affected by medical emergencies, suicide cases, and those suffering from permanent disability. Many debt settlement companies in India impose high fees regardless of the situation, but we bring empathy into our process. As a responsible loan settlement agency, we ensure that these vulnerable groups get free and professional support, helping them settle debts without added financial pressure. This approach makes us a preferred name among debt relief companies in India, showing our commitment to social responsibility and humanity.

Pan-India Legal Support

Debt challenges can turn into legal battles, which often terrify individuals who lack access to the right resources. Debt Relief India sets itself apart from typical debt agency companies in India by offering Pan-India legal support. With a strong network of expert advocates across all 29 states, we ensure that no client is left alone, no matter where they reside. Whether you’re facing court cases, notices, or threats, our legal experts intervene immediately to protect your rights. As a customer-focused loan settlement agency and credit card settlement agency in India, we bring localized, reliable, and timely legal support, making sure justice is within everyone’s reach.

Our Work with Banks & NBFCs

Settlement Letters

Banks & NBFCs We Have Dealt With

We’ve successfully negotiated settlements with leading banks, NBFCs, and financial institutions across India.

Your Rights as a Debtor

Know your legal rights before facing any recovery agent or lender threats, because staying informed is your strongest shield against harassment, misinformation, and unfair treatment.

RIGHT TO Receive Adequate Notice

As a borrower, you are legally entitled to receive a 60-day notice from lenders or financial institutions before they initiate any legal proceedings or recovery actions against you. This notice period gives you a fair opportunity to arrange funds, settle your dues, or raise objections, if any. Ignoring such notices can result in serious consequences, so it’s crucial to stay alert, review the notice carefully, and act within the specified time frame to protect your rights.

RIGHT TO Be Heard

You have the fundamental right to present your side of the story. If you feel that the lender’s actions are unfair or unlawful, you can file an objection or complaint with the concerned authority or ombudsman. The lender is legally bound to consider your grievance and provide a proper and fair response. This ensures that you are not left helpless and that due process is followed before any extreme recovery steps are taken.

RIGHT TO Privacy

Your personal and financial information, including the details of your outstanding debts, is protected under privacy laws. Recovery agents or lenders are not allowed to publicly disclose your debts or inform neighbors, colleagues, or relatives about your liabilities. If such privacy is violated, you can take legal action for defamation, harassment, or breach of confidentiality, ensuring your dignity remains intact throughout the debt resolution process.

RIGHT TO Fair Treatment

Under RBI guidelines, recovery agents are strictly prohibited from using abusive language, threats, or physical intimidation during the debt recovery process. They can only contact you between 7 a.m. and 7 p.m., respecting your personal and professional space. Any harassment, public humiliation, or unethical behavior is a violation of your rights, and you can lodge a formal complaint with the police, lender, or regulatory bodies against such conduct.

RIGHT TO Fair Valuation of Assets

In case your assets are seized by the lender for loan recovery, you have the right to demand a fair, transparent, and market-based valuation of those assets. If the recovered amount exceeds your dues, the lender is legally required to refund the excess balance to you. This ensures you are not exploited during the repossession process and that the entire transaction is conducted ethically and lawfully.

Customer testimonials

Hear What Our Clients Have to Say

25+ Reviews

24+ Reviews

Exceptional experience with Debt Relief India.I have been using the services of Debt Relief India for 4 month now and I can say from my experience that the efforts that have been put by Mr. Kanishk Dutt have been commendable. I had reached a point where I felt completely helpless and hopeless due to the credit burden. Mr. Kanishk Dutt is doing an excellent job when it comes to managing the calls from the recovery agents and from the banks. He is extremely approachable and always available whenever needed. He is always available whenever needed and responds within 2-3 minutes. He works with proper ethics and integrity.

Mishty Raj

Debt Relief India is Awesomely Awesome Team Debt Relief India is doing an excellent job when it comes to managing the calls from the recovery agents and from the banks. The founder Mr Kanishk Dutt is extremely approachable and always available whenever needed, The entire DRI team is doing a fantastic job, They are always available and you get responses within 2-3 minutes, The team works with proper ethics and integrity. A big shoutout to Mr Kanishk who has helped me in each and every way to manage the the recovery calls and also guiding to a path of freedom from debt. I will surely recommend availing there services as Team DRI are definitely saviours. Excellent Work Team DRI and especially Mr Dutt. Keep up the good work 😊

Jude Castleton

I was really worried due to my debt and recovery calls. But thanks to the DRI team and kanishk sir who came to my rescue. And supported me in my tough times. Managing my all calls. They also helped me to stop my home visits. They will guide you well and legal. kudos to kanishk sir and team DRI.

Shivam Raval

It is a good experience with Debt Relief India and the team in my 1st month. Mr. Kanishk Dutt is always there for any of my queries and a very good advisor. I am very much sure that we will settle the loan as quick as possible. Thanks DRI, you are doing a great job.

Kanchan Mala

Exceptional and mind-blowing work...Thank you from the bottom of my heart I have been using the services of Debt Relief India for 1 month now and I can say from my experience that the efforts that have been put by the team and Mr. Kanishk Dutt have been commendable. I have felt so relieved in this tenure otherwise prior to coming in contact with DRI, I was helpless and was not finding ways to tackle the banks and NBFCs but not only my harassment has been handled by the team but their constant guidance and support have given me a lot of confidence to get out of this situation which I am hoping in coming months I would come out. Thank you for all the help and support and I would look forward further to get your constant guidance.

Atul Kumar

I was very much tensed and frustrated… I was very much tensed and frustrated with recovery calls but when I contacted Mr Kanishk, he helped me a lot. Keep it up. You are doing an awesome work. God bless you.

Kharak Singh Khalsa

Debt Relief India is a completely satisfactory and trustworthy organization when it comes to debt resolution. There was a time in my life when everything was peaceful — no loans, no credit issues. But then a medical emergency in my family forced me to take credit. From just one query, multiple companies started calling and selling their loan products. I always maintained a clean repayment track and paid all EMIs on time. But life took a tough turn when I lost my job and had no income. To maintain my repayment, I ended up taking more credit, and slowly, I fell into a debt trap. I contacted all the lenders and requested for some time, but no one helped. Instead, they kept adding charges and started harassing me through calls and messages. It reached a point where I felt completely helpless and hopeless. I even had thoughts that it was the end of my life. That's when I luckily found Debt Relief India and got in touch with Mr. Kanishk. From the very first interaction, he gave me moral support, explained the process clearly, and showed me that there was a way out. What makes DRI different is that they don’t burden you with high fees like other companies — they only take a small advance towards settlements and guide you step-by-step with honesty and care. Thanks to Debt Relief India, I now have mental peace and a clear path towards financial freedom. I genuinely thank Mr. Kanishk and the entire team for their dedication. If you’re someone going through a tough financial phase due to unavoidable circumstances, don’t lose hope. Contact DRI. They are genuine, transparent, and truly helpful. I strongly recommend them to anyone facing credit or debt-related challenges.

PRASSHANTH MYSA

It was in the month of November when I felt that I would not be able to pay my dues... Just like that, while scrolling on Instagram, I saw an advertisement of Debt Relief India and wanted to contact them... Now I feel that this decision was my best decision... I was so distressed by the harassment calls that I had to use medicine for high blood pressure... Along with the harassment calls, the agents' home visits and office visits were also stopped by Debt Relief India... I am very happy that I got relief from all these calls and visits...From that day till today, every problem of my dues has been solved very well, to the extent that when I message, I also get a fast reply... And soon I will really get relief from debt... Thanks Debt Relief India and special thanks to Kanishk Sir for this support

Piyush Kumar

I had a great experience with the debit specialist, *"Debt Relief* of the Person," who took the time to genuinely care about our worries and answer all of our inquiries, *Mr.Kanishk* . ** Clearly described the services offered by the business and presented the options in an understandable manner. The entire process was easy and comforting because of their professionalism and kind demeanor. We appreciate *Mr. Kanishk/Debt Relief* excellent service and assistance in starting our path to financial independence.

Madan Chawla

Its a tough process and Debt relief India is making sure that they are with me in this process. The smallest query is also handled very well and they have been guiding me on each step. I would definitely recommend it to someone who is in the situation of debt trap.

Pooja

Helped me in my loan clearence and cc clearence and very polite and helpful towards the clearence of debt as such also fast resolution is achieved with the top notch service.

Luv Dhir

Excellent Service... Their professionalism is the key assets. The kind of support and hand holding DRI provide is unmatched... DRI is the best... Please keep this good work continued...

Gopinath Banerjee

DRI is best and awesome services

Mohnish Kumar

Very cooperative Handle every thing professionally. Making me debt free 👍

Subeet Anand

I join from March 2024 to till date response is explained

Santosh Kumar

They have good team to manage your calls and also they have Experienced Debt consultant which helps you to get rid out of all your debt .

Akshay Verma

THE BEST & PROFESSIONAL services across India!

Menka

This company is really doing good, They respond to very call and help us to be stress free. Thanks DRI. Am still having contact with them

Beena k nair

It's really a big relief after joining debt relief, very much hopeful with the help of their team will soon overcome with all the debts. Thank you so much for kind support & timely cooperation.

Sayada

It was Awesome experience , Very supportive team.

Manas

Great service provider. My stress of debt has been reduce due to DRI

Sandeep Kumar

Kanishk sir is corporate sir mujay kisi bhi tarah ki peryshani nahi anay deytay sir is best

Aman Sharma

Since the day I have taken the services from DRI I have been advised in each and every situation proactively with prompt responses. The team of DRI are very well versed with the banking law and they're handling all my loans and credit cards related calls very diligently. This is all we want from a client perspective that in this world where people are committing suicides due to loan pressures there is DRI who will take care of all the things and will make your life easy. Thanks DRI & Team for all the efforts and hardwork

Anzal Mansuri

Very good service

Amit Agarwal

The they handled creditors is good.

Sandip Kumar Nath

Exceptional experience with Debt Relief India.I have been using the services of Debt Relief India for 4 month now and I can say from my experience that the efforts that have been put by Mr. Kanishk Dutt have been commendable. I had reached a point where I felt completely helpless and hopeless due to the credit burden. Mr. Kanishk Dutt is doing an excellent job when it comes to managing the calls from the recovery agents and from the banks. He is extremely approachable and always available whenever needed. He is always available whenever needed and responds within 2-3 minutes. He works with proper ethics and integrity.

Mishty Raj

Debt Relief India is Awesomely Awesome Team Debt Relief India is doing an excellent job when it comes to managing the calls from the recovery agents and from the banks. The founder Mr Kanishk Dutt is extremely approachable and always available whenever needed, The entire DRI team is doing a fantastic job, They are always available and you get responses within 2-3 minutes, The team works with proper ethics and integrity. A big shoutout to Mr Kanishk who has helped me in each and every way to manage the the recovery calls and also guiding to a path of freedom from debt. I will surely recommend availing there services as Team DRI are definitely saviours. Excellent Work Team DRI and especially Mr Dutt. Keep up the good work 😊

Jude Castleton

I was really worried due to my debt and recovery calls. But thanks to the DRI team and kanishk sir who came to my rescue. And supported me in my tough times. Managing my all calls. They also helped me to stop my home visits. They will guide you well and legal. kudos to kanishk sir and team DRI.

Shivam Raval

It is a good experience with Debt Relief India and the team in my 1st month. Mr. Kanishk Dutt is always there for any of my queries and a very good advisor. I am very much sure that we will settle the loan as quick as possible. Thanks DRI, you are doing a great job.

Kanchan Mala

Exceptional and mind-blowing work...Thank you from the bottom of my heart I have been using the services of Debt Relief India for 1 month now and I can say from my experience that the efforts that have been put by the team and Mr. Kanishk Dutt have been commendable. I have felt so relieved in this tenure otherwise prior to coming in contact with DRI, I was helpless and was not finding ways to tackle the banks and NBFCs but not only my harassment has been handled by the team but their constant guidance and support have given me a lot of confidence to get out of this situation which I am hoping in coming months I would come out. Thank you for all the help and support and I would look forward further to get your constant guidance.

Atul Kumar

I was very much tensed and frustrated… I was very much tensed and frustrated with recovery calls but when I contacted Mr Kanishk, he helped me a lot. Keep it up. You are doing an awesome work. God bless you.

Kharak Singh Khalsa

Debt Relief India is a completely satisfactory and trustworthy organization when it comes to debt resolution. There was a time in my life when everything was peaceful — no loans, no credit issues. But then a medical emergency in my family forced me to take credit. From just one query, multiple companies started calling and selling their loan products. I always maintained a clean repayment track and paid all EMIs on time. But life took a tough turn when I lost my job and had no income. To maintain my repayment, I ended up taking more credit, and slowly, I fell into a debt trap. I contacted all the lenders and requested for some time, but no one helped. Instead, they kept adding charges and started harassing me through calls and messages. It reached a point where I felt completely helpless and hopeless. I even had thoughts that it was the end of my life. That's when I luckily found Debt Relief India and got in touch with Mr. Kanishk. From the very first interaction, he gave me moral support, explained the process clearly, and showed me that there was a way out. What makes DRI different is that they don’t burden you with high fees like other companies — they only take a small advance towards settlements and guide you step-by-step with honesty and care. Thanks to Debt Relief India, I now have mental peace and a clear path towards financial freedom. I genuinely thank Mr. Kanishk and the entire team for their dedication. If you’re someone going through a tough financial phase due to unavoidable circumstances, don’t lose hope. Contact DRI. They are genuine, transparent, and truly helpful. I strongly recommend them to anyone facing credit or debt-related challenges.

PRASSHANTH MYSA

It was in the month of November when I felt that I would not be able to pay my dues... Just like that, while scrolling on Instagram, I saw an advertisement of Debt Relief India and wanted to contact them... Now I feel that this decision was my best decision... I was so distressed by the harassment calls that I had to use medicine for high blood pressure... Along with the harassment calls, the agents' home visits and office visits were also stopped by Debt Relief India... I am very happy that I got relief from all these calls and visits...From that day till today, every problem of my dues has been solved very well, to the extent that when I message, I also get a fast reply... And soon I will really get relief from debt... Thanks Debt Relief India and special thanks to Kanishk Sir for this support

Piyush Kumar

I had a great experience with the debit specialist, *"Debt Relief* of the Person," who took the time to genuinely care about our worries and answer all of our inquiries, *Mr.Kanishk* . ** Clearly described the services offered by the business and presented the options in an understandable manner. The entire process was easy and comforting because of their professionalism and kind demeanor. We appreciate *Mr. Kanishk/Debt Relief* excellent service and assistance in starting our path to financial independence.

Madan Chawla

Its a tough process and Debt relief India is making sure that they are with me in this process. The smallest query is also handled very well and they have been guiding me on each step. I would definitely recommend it to someone who is in the situation of debt trap.

Pooja

Helped me in my loan clearence and cc clearence and very polite and helpful towards the clearence of debt as such also fast resolution is achieved with the top notch service.

Luv Dhir

Excellent Service... Their professionalism is the key assets. The kind of support and hand holding DRI provide is unmatched... DRI is the best... Please keep this good work continued...

Gopinath Banerjee

DRI is best and awesome services

Mohnish Kumar

Very cooperative Handle every thing professionally. Making me debt free 👍

Subeet Anand

I join from March 2024 to till date response is explained

Santosh Kumar

They have good team to manage your calls and also they have Experienced Debt consultant which helps you to get rid out of all your debt .

Akshay Verma

THE BEST & PROFESSIONAL services across India!

Menka

This company is really doing good, They respond to very call and help us to be stress free. Thanks DRI. Am still having contact with them

Beena k nair

It's really a big relief after joining debt relief, very much hopeful with the help of their team will soon overcome with all the debts. Thank you so much for kind support & timely cooperation.

Sayada

It was Awesome experience , Very supportive team.

Manas

Great service provider. My stress of debt has been reduce due to DRI

Sandeep Kumar

Kanishk sir is corporate sir mujay kisi bhi tarah ki peryshani nahi anay deytay sir is best

Aman Sharma

Since the day I have taken the services from DRI I have been advised in each and every situation proactively with prompt responses. The team of DRI are very well versed with the banking law and they're handling all my loans and credit cards related calls very diligently. This is all we want from a client perspective that in this world where people are committing suicides due to loan pressures there is DRI who will take care of all the things and will make your life easy. Thanks DRI & Team for all the efforts and hardwork

Anzal Mansuri

Very good service

Amit Agarwal

The they handled creditors is good.

Sandip Kumar Nath

I have been using the services of Debt Relief India for 1 month now and I can say from my experience that the efforts that have been put by the team and Mr. Kanishk Dutt have been commendable. I have felt so relieved in this tenure otherwise prior to coming in contact with DRI, I was helpless and was not finding ways to tackle the banks and NBFCs but not only my harassment has been handled by the team but their constant guidance and support have given me a lot of confidence to get out of this situation which I am hoping in coming months I would come out. Thank you for all the help and support and I would look forward further to get your constant guidance.

Kumar Atul

It is a good experience with Debt Relief India and the team. Mr. Kanishk Dutt is always there for any of my queries and a very good advisor. I am very much sure that we will settle the loan as quick as possible. Thanks DRI, you are doing a great job.

Kanchan Mala

I was really worried due to my debt . And recovery calls and their harrasment. But thanks to the TEAM DRI. who came to my rescue. They managed my all calls from recovery agency and banks. And gave me releif and bought me time so i can focus on my work and manage my things. They also helped me to stop all my home visits by guiding me legally. Kudos to the team DRI and kanishk sir. I will recommend their services. They don't charge any settlement fees which do make them unique settlement agency And the lowest monthly fees. THANKS TO TEAM DRI.

Shivam Raval

It was in the month of November when I felt that I would not be able to pay my dues... Just like that, while scrolling on Instagram, I saw an advertisement of Debt Relief India and wanted to contact them... Now I feel that this decision was my best decision... I was so distressed by the harassment calls that I had to use medicine for high blood pressure... Along with the harassment calls, the agents' home visits and office visits were also stopped by Debt Relief India... I am very happy that I got relief from all these calls and visits...From that day till today, every problem of my dues has been solved very well, to the extent that when I message, I also get a fast reply... And soon I will really get relief from debt... Thanks Debt Relief India and special thanks to Kanishk Sir for this support

Piyush Kumar

DRI has been very helpful in my loan and CC clearence and fast resolution was given to me very satisfied with their services.

Luv Dhir

My personal experience so far has been very good and satisfactory. They have been handling the harrasment calls effectively. More importantly they take care of the home visits by collection agents very well who otherwise would create an embarassing situation. There were times when they have helped me out from visits and calls beyond working hours.

Mohammed Sibgath

Debt Relief help me for resolving all my Loan problems “I was drowning in business loans debt and didn’t know where to turn. I found out about the Debt Relief India program which made the process of regaining control over my finances so much easier than I expected. The team is extremely professional and patient with me. They explained every step and gave me the support I needed. Within a few months, I saw a significant reduction in my debt. The relief of not being harassed by creditors is priceless! I highly recommend Debt Relief India their services to anyone struggling with debt.”

Dipesh Patil

Professional and nice behaviour of Mr. Kanishk Ji. Keep up the good work 👍

Kharak Singh Khalsa

Great service, Enrolling DRI (DEBT RELIEF INDIA) is the best decision of mine.

Yagyansh Soni

Great peace of mind after having contract with DRI.

Gaurav

Appreciate the work ethics and support

KSM Associates

"Debt Relief India has been a life saver for me. The constant harassment from recovery agents has completely stopped after joining their settlement plan. Earlier, recovery agents even started calling my relatives, but the team handled that issue too and gave me a proper solution. Their service is exactly the way they explained to me before I took the plan – transparent and genuine. Day by day, my mental pressure is reducing and I finally feel at peace. Truly superb service, highly recommended!"

Jagdish Nandwana

Very good services from DRI

Geetanshu Aggarwal

Very good service

Amit Agarwal

Excellent & Exceptional way of working

Anil Rohit

Since the day I have taken the services from DRI I have been advised in each and every situation proactively with prompt responses. The team of DRI are very well versed with the banking law and they're handling all my loans and credit cards related calls very diligently. This is all we want from a client perspective that in this world where people are committing suicides due to loan pressures there is DRI who will take care of all the things and will make your life easy. Thanks DRI & Team for all the efforts and hardwork

Anzal Mansuri

I came across Debt Relief India through client reviews that felt genuine and trustworthy, which gave me the confidence to choose their services. Three months into the process, I can say they have commendably handled this difficult stage with steady support and professionalism. The team has been proactive and consistent, significantly reducing creditor calls and visits. They also stepped in effectively whenever recovery agents tried to contact my references, which gave me both relief and confidence in the process. Overall, I am very happy with their service and look forward to completing this journey with them in a confident, peaceful, and legitimate manner.

Sairindhri Moulik

Very well

Appdri

Commitment! Transparency! Ownership! Rahul and his team has done wonders for me and my wife when it comes to containing harassment from banks and agents. His valuable support and guidance during extreme situations has not only helped me to bounce back, but to gain courage and confidence when I speak with agents now. There was a time when I decided to quit, and even tried other settlement companies as well initially, however, Debt Relief team has given me a second life!

Vinod Walke

Advocate Rahul has been a saviour for me and my family. I got the services which was promised to me since Day 1 and within 8 months they helped me close 7 personal loans and 8 credit cards that too at very minimal percentage than what they committed. The best part- They enrolled me to a Zero Fees program and I didn't spend a single penny on my settlement since it concluded within an year. So far I have recommended DRI to multiple people in my organization and few of them are already enrolled with them. Kudos Rahul ji and his team!

Abhishek Rawat

Thanks a lot Vinod and Neha for helping me and guiding with the best resolution. The knowledge level of Advocate Vinod ji was beyond my exceptations and he handled the field executives like a Pro! Debt Relief offered me zero fees and with fee option and were extremely transparent with the process and charges. So far I have settled 3 Pls and 5 CCs at an average of 23-25% wherein they committed 40% at start. Their negotiation team is very well informed and they shared multiple call recordings with me to maintain the transparency. God bless this company 🙏

Rishab Sharma

Advocate Aditya and Rahul ji are complete powerhouse of knowledge, experience and wisdom. The way they and their team managed my case right from first day, we never expected that honestly. I was misguided by multiple companies and no one was speaking clearly until I connected with Neha on call. The journey is going pretty smooth till now and recovery agents are quite scared of Debt Relief as per my experience. Wishing for the best of the support from team.

Priyanka Sehgal

This is an appreciation review for a gentleman named Rahul. I contacted Debt Relief on their helpline number through an Instagram post. Even though my case was not eligible (Home Loan), Rahul guided me on the call about the options that I can avail legally and spent 15 minutes guiding me for an ineligible case. The kind of Human Approach that Rahul showed made be believe about how strong the foundations of Debt Relief are. I am definitely going to refer people to Debt Relief India in case I see anyone suffering. Please send my regards to Rahul, god bless this soul.

Ramneet Chadda

I have been using the services of Debt Relief India for 1 month now and I can say from my experience that the efforts that have been put by the team and Mr. Kanishk Dutt have been commendable. I have felt so relieved in this tenure otherwise prior to coming in contact with DRI, I was helpless and was not finding ways to tackle the banks and NBFCs but not only my harassment has been handled by the team but their constant guidance and support have given me a lot of confidence to get out of this situation which I am hoping in coming months I would come out. Thank you for all the help and support and I would look forward further to get your constant guidance.

Kumar Atul

It is a good experience with Debt Relief India and the team. Mr. Kanishk Dutt is always there for any of my queries and a very good advisor. I am very much sure that we will settle the loan as quick as possible. Thanks DRI, you are doing a great job.

Kanchan Mala

I was really worried due to my debt . And recovery calls and their harrasment. But thanks to the TEAM DRI. who came to my rescue. They managed my all calls from recovery agency and banks. And gave me releif and bought me time so i can focus on my work and manage my things. They also helped me to stop all my home visits by guiding me legally. Kudos to the team DRI and kanishk sir. I will recommend their services. They don't charge any settlement fees which do make them unique settlement agency And the lowest monthly fees. THANKS TO TEAM DRI.

Shivam Raval

It was in the month of November when I felt that I would not be able to pay my dues... Just like that, while scrolling on Instagram, I saw an advertisement of Debt Relief India and wanted to contact them... Now I feel that this decision was my best decision... I was so distressed by the harassment calls that I had to use medicine for high blood pressure... Along with the harassment calls, the agents' home visits and office visits were also stopped by Debt Relief India... I am very happy that I got relief from all these calls and visits...From that day till today, every problem of my dues has been solved very well, to the extent that when I message, I also get a fast reply... And soon I will really get relief from debt... Thanks Debt Relief India and special thanks to Kanishk Sir for this support

Piyush Kumar

DRI has been very helpful in my loan and CC clearence and fast resolution was given to me very satisfied with their services.

Luv Dhir

My personal experience so far has been very good and satisfactory. They have been handling the harrasment calls effectively. More importantly they take care of the home visits by collection agents very well who otherwise would create an embarassing situation. There were times when they have helped me out from visits and calls beyond working hours.

Mohammed Sibgath

Debt Relief help me for resolving all my Loan problems “I was drowning in business loans debt and didn’t know where to turn. I found out about the Debt Relief India program which made the process of regaining control over my finances so much easier than I expected. The team is extremely professional and patient with me. They explained every step and gave me the support I needed. Within a few months, I saw a significant reduction in my debt. The relief of not being harassed by creditors is priceless! I highly recommend Debt Relief India their services to anyone struggling with debt.”

Dipesh Patil

Professional and nice behaviour of Mr. Kanishk Ji. Keep up the good work 👍

Kharak Singh Khalsa

Great service, Enrolling DRI (DEBT RELIEF INDIA) is the best decision of mine.

Yagyansh Soni

Great peace of mind after having contract with DRI.

Gaurav

Appreciate the work ethics and support

KSM Associates

"Debt Relief India has been a life saver for me. The constant harassment from recovery agents has completely stopped after joining their settlement plan. Earlier, recovery agents even started calling my relatives, but the team handled that issue too and gave me a proper solution. Their service is exactly the way they explained to me before I took the plan – transparent and genuine. Day by day, my mental pressure is reducing and I finally feel at peace. Truly superb service, highly recommended!"

Jagdish Nandwana

Very good services from DRI

Geetanshu Aggarwal

Very good service

Amit Agarwal

Excellent & Exceptional way of working

Anil Rohit

Since the day I have taken the services from DRI I have been advised in each and every situation proactively with prompt responses. The team of DRI are very well versed with the banking law and they're handling all my loans and credit cards related calls very diligently. This is all we want from a client perspective that in this world where people are committing suicides due to loan pressures there is DRI who will take care of all the things and will make your life easy. Thanks DRI & Team for all the efforts and hardwork

Anzal Mansuri

I came across Debt Relief India through client reviews that felt genuine and trustworthy, which gave me the confidence to choose their services. Three months into the process, I can say they have commendably handled this difficult stage with steady support and professionalism. The team has been proactive and consistent, significantly reducing creditor calls and visits. They also stepped in effectively whenever recovery agents tried to contact my references, which gave me both relief and confidence in the process. Overall, I am very happy with their service and look forward to completing this journey with them in a confident, peaceful, and legitimate manner.

Sairindhri Moulik

Very well

Appdri

Commitment! Transparency! Ownership! Rahul and his team has done wonders for me and my wife when it comes to containing harassment from banks and agents. His valuable support and guidance during extreme situations has not only helped me to bounce back, but to gain courage and confidence when I speak with agents now. There was a time when I decided to quit, and even tried other settlement companies as well initially, however, Debt Relief team has given me a second life!

Vinod Walke

Advocate Rahul has been a saviour for me and my family. I got the services which was promised to me since Day 1 and within 8 months they helped me close 7 personal loans and 8 credit cards that too at very minimal percentage than what they committed. The best part- They enrolled me to a Zero Fees program and I didn't spend a single penny on my settlement since it concluded within an year. So far I have recommended DRI to multiple people in my organization and few of them are already enrolled with them. Kudos Rahul ji and his team!

Abhishek Rawat

Thanks a lot Vinod and Neha for helping me and guiding with the best resolution. The knowledge level of Advocate Vinod ji was beyond my exceptations and he handled the field executives like a Pro! Debt Relief offered me zero fees and with fee option and were extremely transparent with the process and charges. So far I have settled 3 Pls and 5 CCs at an average of 23-25% wherein they committed 40% at start. Their negotiation team is very well informed and they shared multiple call recordings with me to maintain the transparency. God bless this company 🙏

Rishab Sharma

Advocate Aditya and Rahul ji are complete powerhouse of knowledge, experience and wisdom. The way they and their team managed my case right from first day, we never expected that honestly. I was misguided by multiple companies and no one was speaking clearly until I connected with Neha on call. The journey is going pretty smooth till now and recovery agents are quite scared of Debt Relief as per my experience. Wishing for the best of the support from team.

Priyanka Sehgal

This is an appreciation review for a gentleman named Rahul. I contacted Debt Relief on their helpline number through an Instagram post. Even though my case was not eligible (Home Loan), Rahul guided me on the call about the options that I can avail legally and spent 15 minutes guiding me for an ineligible case. The kind of Human Approach that Rahul showed made be believe about how strong the foundations of Debt Relief are. I am definitely going to refer people to Debt Relief India in case I see anyone suffering. Please send my regards to Rahul, god bless this soul.

Ramneet Chadda

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Frequently Asked Questions

01How is Debt Relief India the best for you?

We are one of the most trusted and transparent debt settlement companies in India, putting your peace of mind first. We ensure the highest debt waivers, helping you become debt-free faster, so you can live with dignity, respect, and without stress.

02Is there a fixed percentage at which you promise to settle all my debts?

The success of negotiations depends on many factors, including the lender’s policies and your cooperation. What we can assure you is that our experienced team will work hard to get you the best possible settlement. Your commitment to make fixed & regular deposits into your account and staying patient during the process is key. Debt settlement is a teamwork effort, and together, we aim for the best results.

03Will my interest be frozen during the debt relief program?

During a debt relief or settlement program, interest on your debts typically continues unless your creditor agrees to freeze it. However, as part of the negotiation process, debt relief companies like Debt Relief India will work to secure the best possible settlement for you. This settlement amount often includes the accumulated interest and fees, potentially resulting in a significantly reduced total debt. It’s important to note that while the interest may not be frozen, the final settlement can still offer much savings compared to the original debt amount.

04How does Debt Relief India support its customers even after the settlement?

Even though getting the NOC is not directly our responsibility, we still chase and follow up with banks/NBFCs to issue NOC/NDC after the loans or cards are settled.
We also help clients to escalate matters to the PNO of the bank, RBI Ombudsman, Cyber Crime Portal, and Consumer Forums.

05Will my credit score be affected?

Yes, debt resolution can impact your credit score short-term, but once debts are settled, your score gradually improves with good credit habits and financial discipline.

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Hear What Our Clients Have to Say

25+ Reviews

24+ Reviews

Mishty Raj

Jude Castleton

Shivam Raval

Kanchan Mala

Atul Kumar

Kharak Singh Khalsa

PRASSHANTH MYSA

Piyush Kumar

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Pooja

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Gopinath Banerjee

Mohnish Kumar

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Menka

Beena k nair

Sayada

Manas

Comprehensive Counselling & Financial Management 

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Handling

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Comprehensive Counselling & Financial Management 

Comprehensive Counselling & Financial Management 

Dispute & Arbitration
Handling

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Handling