Terms & Conditions
Welcome to Debt Relief India!
These terms and conditions outline the rules and regulations for the use of Debt Relief India’s Website, located at https://debtreliefindia.com/
By accessing this website, we assume you accept these terms and conditions. Do not continue to use Debt Relief India if you do not agree to take all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of India. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
Cookies:
We employ the use of cookies. By accessing Debt Relief India, you agree to use cookies in agreement with the Debt Relief India’s Privacy Policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
License:
Unless otherwise stated, Debt Relief India and/or its licensors own the intellectual property rights for all material on Debt Relief India. All intellectual property rights are reserved. You may access this from Debt Relief India for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
1. Copy or republish material from Debt Relief India
2. Sell, rent, or sub-license material from Debt Relief India
3. Reproduce, duplicate or copy material from Debt Relief India
4. Redistribute content from Debt Relief India
This Agreement shall begin on the date hereof.
Parts of this website offer users an opportunity to post and exchange opinions and information in certain areas of the website. Debt Relief India does not filter, edit, publish or review Comments before their presence on the website. Comments do not reflect the views and opinions of Debt Relief India, its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Debt Relief India shall not be liable for the Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
Debt Relief India reserves the right to monitor all Comments and remove any Comments that can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.
You warrant and represent that:
1. You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
2. The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;
3. The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material, which is an invasion of privacy.
4. The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
5. The settlement percentage offered to you at the time of signing the agreement shall remain final irrespective of the actual settlement percentage reached b/w Bank and DRI.
6. We do not commit any timeline to close or settle the accounts as the same is directly proportional to the funds available with our clients.
7. Our Pre-Legal Team review the Demand, Pre-Arbitration & Arbitration notices and then take the decision whether or not to reply to such notices.
8. We do not deal with the litigations filed in court by the bank and the same is sole responsibility of the client to deal with a legal representation. In case, the client needs our support for the litigation/court case, we can arrange the advocates on direct fee basis.
9. In case of savings plan, client can request for complete refund of their savings via written communication for agreement withdrawal to Debt Relief India at least 7 days in advance from the payment date. The refund processing time is 2-3 working days.
10. In case of settlement advance payment, client can request for the refund via written communication for agreement withdrawal to Debt Relief India at least 7 days in advance from the first payment date. In case, the agreement is withdrawn after 30 days of the service by client, there will no refund applicable whatsoever.
11. In case of settlement advance payment, client is also eligible for refund in case, DRI recuses itself from the case.
12. The monthly subscription is non-refundable and should be paid by the client every month (as per agreement date), failure to do so will result in DRI recusing itself from the debt handling agreement of that client.
13. Settlement advance can be adjusted with the differential fees only, in case, DRI has offered a waiver over & above 10% capping of differential fees, in that case, the differential will not be adjusted with the advance payment amount.
Obligations of Client: In order to participate in the Program, the Client must meet the eligibility criteria prescribed by DRI from time to time. DSC shall have the right to rely on the accuracy and truthfulness of all information provided by Client to DRI. Client will:
a) provide complete and accurate information to the DRI and the Client’s debts in written form;
b) promptly notify DRI of changes to his/her phone number, e-mail, or address;
c) fill out and promptly return any papers and questionnaires supplied and/or requested by DRI;
d) consider DRI’s recommendations regarding any potential settlements;
e) alert DRI of any material changes to Client’s financial status;
f) Furthermore, Client agrees to comply with every settlement offer secured by the DRI at 60% or below of the enrolled debt amount and expressly authorizes the DRI to either transfer the funds to the Creditor directly in accordance with negotiated settlements or client will transfer the amount directly to Creditor only after paying the differential settlement percentage to DRI.
g) Client shall timely pay DRI its service fees as described herein, and acknowledges that all fees are considered “earned” by DRI and shall be collected before receipt of the Settlement offer in respect of the debt enrolled.
You hereby grant Debt Relief India a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.
Hyperlinking to our Content:
The following organizations may link to our Website without prior written approval:
1. Government agencies;
2. Search engines;
3. News organizations;
4. Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
5. System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
We may consider and approve other link requests from the following types of organizations:
1. Commonly-known consumer and/or business information sources;
2. Dot.com community sites;
3. Associations or other groups representing charities;
4. Online directory distributors;
5. Internet portals;
6. Accounting, law, and consulting firms; and
7. Educational institutions and trade associations.
We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Debt Relief India; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Debt Relief India. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
1. By use of our corporate name; or
2. By use of the uniform resource locator being linked to; or
3. Using any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.
No use of Debt Relief India’s logo or other artwork will be allowed for linking absent a trademark license agreement.
Content Liability:
We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Reservation of Rights:
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Your Privacy
Please read Privacy Policy for Debt Relief India.
Removal of links from our website:
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct. We do not warrant its completeness or accuracy, nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
Disclaimer:
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
A. Limit or exclude our or your liability for death or personal injury;
B. Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
C. Limit any of our or your liabilities in any way that is not permitted under applicable law; or
D. Exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.