Explore Our Debt Settlement Services
Effective Solutions for Financial Challenges in India
We provide a complete set of solutions designed to help you regain control of your finances, stop harassment, and create a long-term plan for financial stability. From negotiating debt waivers to offering legal protection and privacy safeguards, our services are built to give you peace of mind and a clear path toward becoming debt-free.
The Problem
When Debt Turns Personal, We Step In
In India, falling behind on payments isn’t just a financial issue, it becomes personal. Calls at all hours. Pressure from agents. Embarrassment at work or home. Most people don’t know what their rights are. That’s where we come in.
How We Help
Loan Harassment is Real. Here’s How We Help
We step in when things feel overwhelming. Our team negotiates directly with lenders to reduce your dues, stop the harassment, and settle what you owe in a way that makes sense. Everything we do is legal, confidential, and designed to put your peace of mind first.
Debt Harassment Relief
Harassing calls and uninvited visits from recovery agents are unfortunately a harsh reality for many. With our Debt Harassment Relief service, we take that pressure off your shoulders. Once you’re onboarded, we provide a dedicated call-forwarding number that redirects lender calls to our trained response team. We speak to recovery agents directly and professionally, ensuring they no longer intimidate or harass you. If lenders are making unlawful visits to your home or office, we intervene to put an end to that too.
Dedicated call-forwarding number activated within 10 minutes of onboarding.
All calls from lenders and agents redirected to our trained professionals.
Intervention to stop threats, abusive language, and intimidation.
Measures to prevent unauthorized home or workplace visits.
Your Shield Against Debt Stress
Our Harassment Protection Plan
When you join us, we move fast to stop the calls, visits, and pressure. Our Harassment Protection Plan is designed to give you immediate relief and long-term peace of mind
Call Handling in Minutes
Within 10 minutes of onboarding, we provide you with a dedicated call-forwarding number. All lender and recovery agent calls come to us via you.
Stopping Home & Office Visits
We address any threats of in-person visits directly, ensuring you’re free from illegal recovery practices and harassment
Legal Backup on Your Side
Our para-legal team reviews every legal notice and files timely replies to protect your rights.
Privacy Protection
Your contact list remains private. We block lenders and third-party agencies from reaching out to your friends, family, colleagues, or relatives.
Arbitration Defense
We handle all arbitration replies and objections to shield you from one-sided or coercive actions by banks.
Written Waiver Guarantee
We commit to a guaranteed negotiation and waiver percentage in writing, so you know exactly what to expect.
Debt Settlement Services
The Core of Debt Resolution. Paying off debts in full isn’t always practical and it’s not your only option. We specialize in negotiating significant reductions in your outstanding dues. Our experts talk directly to the lenders to secure a fair and feasible one-time settlement, often with waivers between 40% to 80%. Everything is documented through a written agreement to ensure full clarity. We also structure the repayment so that it’s manageable within your current financial capacity.
Waivers ranging from 40% to 80% depending on case strength.
Written agreements to eliminate uncertainty.
Repayment terms customised to your budget.
Transparent process that ensures you know every step being taken.
Legal Support
Facing a legal notice from a bank or lender can feel scary but you’re not alone. Our Legal Support service steps in the moment any notice arrives. We review every document, explain it to you in plain language, and file replies within the required timelines. Our team also protects you from one-sided arbitration rulings and provides access to lawyers across India when in-person support is needed. From legal notices to final settlements, we’ve got your back.
Detailed review of legal notices and documentation.
Timely filing of replies to avoid default judgments.
Defense against one- sided arbitration processes.
Access to advocate representation in all 29 states of India.
Comprehensive Counselling & Financial Management
Clearing your debts is a major step but staying out of debt requires a clear financial roadmap. Our counsellors work closely with you to identify spending patterns, fix budgeting leaks, and help plan for emergencies and long-term goals. We also help you repair your credit score so you’re not locked out of financial opportunities later.
One-on-one financial counselling sessions.
Creation of practical monthly budgets and spending plans.
Strategies to improve and rebuild your credit score.
Long-term planning to avoid future debt traps.
Dispute & Arbitration Handling
When lenders push one-sided arbitration or force disputes unfairly, we act fast. We challenge any unjust moves, file appropriate objections, and ensure you get a fair chance to respond. Our para-legal team builds your defence, attends hearings, and works to resolve the matter in your favour.
Filing objections to unfair arbitration demands.
Drafting clear, strong responses to lender claims.
Protecting borrower rights throughout the process.
Negotiating settlements to resolve disputes quickly and fairly.
Privacy Protection & Contact Shielding
We believe your financial issues should remain private. With this service, we ensure your contact list stays protected so that no third-party recovery agents can contact your friends, colleagues, or family members. Your reputation and peace of mind are safe with us. We take technical and legal measures to keep your data confidential.
Complete privacy for your contact list.
Blocking lenders and agencies from contacting family or friends.
Preventing reputational damage caused by debt collection calls.
Reducing emotional stress by keeping loved ones out of financial matters.
How to Get Started
We’re here to help
You’re dealing with credit card dues, personal loan stress, or nonstop calls from lenders
Free Consultation
Reach out to us for a consultation. We’ll discuss your financial situation, including debts, income, and expenses, to understand your challenges.
Customized Financial Plan
If eligible, we’ll create a personalized financial plan tailored to your needs. This plan outlines your monthly savings goals and a timeline for debt settlement.
Savings
Now you’ll start making regular deposits. These funds will be used to negotiate settlements with your creditors.
Eligibility Assessment
Our experts will evaluate your financial status to determine if our debt resolution program is suitable for you. This includes reviewing your debt-to-income ratio & financial health.
Enrollment and Agreement
Upon agreeing to the plan, you’ll enroll in our program by signing an agreement that details the process and associated fees.
Negotiation and Settlement
Once sufficient funds are there, our team will negotiate with your creditors to settle your debts for a reduced amount. Hurray, you are debt-free now!
Why Choose Us
What makes us trusted by thousands across India.
Free Counselling & Case Review
Maximum Possible Reductions
One of the Lowest Fee Models in India
Flexible Payment Options
Zero-Fee Plans for Eligible Cases
Legal Support Across India
Our Track Record Speaks for Itself
We’re proud of the lives we’ve helped turn around
Clients
Settled
Folios
Know Your Rights as a
Borrower
You have rights. Agents cannot threaten, shame, or harass you. We’ll make sure those rights are protected.
- Right to dignity
- Right to privacy
- Right to clarity
- Right to legal recourse
